Idaho Falls, Idaho November 07, 2012 Business News
(PRLEAP.COM) November 7, 2012 – On October 15, 2012, the Medicare Open Enrollment period officially began, bringing with it a confusing barrage of options, rules and guidelines for seniors to wade through in their effort to procure federal health insurance coverage. Senior Market Partners, LLC is timing the launch of their new website, http://MedicareInstructors.com, to help simplify the process and assist Americans age 65 and over in obtaining any necessary supplemental insurance at the most competitive rates possible.
Designed to help seniors navigate the ever-changing landscape of Medicare health insurance options, http://MedicareInstructors.com takes a purely educational approach. With experience in the Medicare Supplemental Insurance business for more than 13 years, company owner Todd Stevenson is confident in his ability to provide quality health guidance to his clients aged 65 and over. His company seeks to help clients understand the details of their insurance coverage as well as supplement the parts of their healthcare that Original Medicare may not cover.
Today’s seniors want to know what their options are and the ‘why’ of one product or company over another. Says Stevenson of his company’s re-launch, “We take the approach of educating our clients to help them understand all their options. The Medicare Instructors web site will contain a lot of information on Medicare and Medicare supplements. We’ll also have a free medigap quote engine for people to request quotes on Medicare Supplement plans.”
He continues, ” The advantage to working with a broker like us is we’re not captive to any one company. Our goal is to match the provider to our client’s needs. We try to take a complicated and overwhelming experience and simplify it for our clients, in order to help them make a more informed buying decision.”
Sections of the website include, but are not limited to: general Medicare overview; a guide to Medicare Parts A, B, C and D plus coverage details; an explanation of the Medicare Advantage plan; helpful calendar of Medicare enrollment periods for 2012; Part D prescription drug coverage, and information about the Part D late enrollment penalty.
Of particular interest to Medicare recipients is the information clarifying prescription drug plans (Medicare Part D). Medicare has the ability to match their current prescriptions to the drug plans in the area and run a formulary comparison against every company that offers a drug plan in any given zip code/county. This lets clients of MedicareInstructors.com know which company will have the total lowest estimated out-of-pocket expenses for the year. The company does not advise comparing drug plans on the monthly premium, deductible or co-pay, but rather on the total estimated out of pocket expenses for the year. Stevenson concludes: “When it comes down to it, the thing that really matters is what a Medicare recipient pays out-of-pocket for the entire year.”
For more information and to request a quote on supplemental insurance, visit http://MedicareInstructors.com